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The HKAOA Members Medical Scheme is offered by Indigo Global, administered by APRIL Hong Kong Ltd and underwritten by Liberty International Insurance Ltd. This exclusive scheme comes with a range of benefits exclusively designed for HKAOA Members.


Deferred Cover for Pilots

US$250 per annum ($200 if dependants are also insured) ensures that when you leave the airline you can opt to upgrade to be fully insured regardless of your state of health.

Family Benefits

Highly preferential rates for members with super-flexible cover options for every family member and to meet all budgets.

Top-Up Options

50% co-insurance option designed to top-up existing airline dependants plan to 100% coverage at low cost.


Keep your cover in place when you leave the airline or move location (some restrictions, such as the USA may apply).


Continuous Personal Medical Exclusions means that even if you have equivalent individual cover from anther insurer and have made claims, you can transfer to the scheme on the same terms.

Local Service

Fully administered in Hong Kong with a strong direct billing network including your favourite clinics and GP practices.


Indigo Global Logo

Employee benefits specialist – for more information about the HKAOA Members Medical Scheme, please contact Indigo Global at or call them at +852 2297 9603.

APRIL International Care

Administrating the scheme, experts in International health insurance, with 4,000 employees in 33 countries.

Liberty International Insurance Ltd

Underwritten by the Hong Kong arm of Liberty Mutual Group of Boston, one of the USA’s largest mutual insurers.