MyHEALTH in the Philippines offers comprehensive benefits and flexible coverage options

  • Make your life easier when dealing with your healthcare by submitting your claims forms through the Easy Claim app on your phone. Just take a picture of your bills and submit them through our secure phone app and our team will start processing them for you.

  • Your trips to the doctor are even easier when you use one of the doctors and clinics participating in our extensive Asian outpatient direct billing network. Just show them your insurance card and they’ll bill APRIL International directly.

  • MyHEALTH offers you incredible flexibility when it comes to choosing what coverage you need. You can mix and match outpatient, dental/optical, and maternity benefits along with your inpatient benefits, as well as choosing from 3 levels. You can also pick your area of coverage: ASEAN excluding Singapore, worldwide excluding the USA and completely worldwide coverage.

  • Looking after your family is hard work, so in order to make it easier, we offer a range of discounts for families with MyHEALTH, starting at 5% for two people and rising up to 15% for a family of 5 or more.

  • MyHEALTH is a fully admitted policy in the Philippines, which means expats and Filipinos can enjoy access to the best private hospitals with a comprehensive health insurance policy that abides by all local regulations.

  • We offer 5 levels of deductibles on inpatient benefits so you can make MyHEALTH Philippines work within your budget. The higher your annual deductible, the lower your premium. Once you’ve reached your deductible, we’ll cover all the expenses after that.

Health insurance in the Philippines that works for you
Description courte

MyHEALTH provides a fully customisable health insurance solution for Filipino and expat individuals and families living in the Philippines that can even be used to top-up your peso plan. On top of our hospital and surgery benefits you can mix and match our optional outpatient, optical/dental, and maternity benefits, as well as choose from 3 levels of coverage.

You can also choose your area of coverage based on where your life takes you: worldwide coverage, worldwide excluding the USA, and ASEAN excluding Singapore. You can rest easy knowing that in cases of emergency, MyHEALTH will cover you for unexpected medical treatment even outside your area of coverage, and every policy comes with 24/7 medical assistance, and emergency medical evacuation and repatriation.

QBE Seaboard Insurance Philippines

MyHEALTH is underwritten by QBE Seaboard Insurance Philippines, Inc. and arranged and administered by APRIL Hong Kong Limited.

All prices listed are in US dollars (USD).




Hospital and surgery
  • Annual limit per person and per period of insurance

    • Comprehensive cover for your inpatient expenses wherever you are in the world
    • Standard private room fully covered
    • Cancer treatment, kidney dialysis and organ transplantation

    6 levels of deductibles: Nil, $500, $1,000, $2,500, $5,000, $10,000

$100,000 or $500,000



Outpatient - optional benefit
    • General Practitioners and Specialists fees
    • Diagnostic scans and tests
    • Check-ups and vaccinations covered for Extensive and Elite modules
Maternity - optional benefit
  • Choose between three levels of cover for your maternity expenses, including:

    • Pre-and post-natal care including routine and complementary exams
    • Delivery including elective and emergency C-sections
    • Newborn care

$5,000 per pregnancy

$8,000 per pregnancy

$15,000 per pregnancy

Dental and optical - optional benefit
24/7 evacuation, repatriation and assistance services

Up to $1,000,000

Up to $1,000,000

Up to $1,000,000

Points forts
What MyHEALTH can offer expat and Filipino individuals and families in the Philippines
Points clé
Accroche du point fort
Direct billing at hospitals
Suite du point fort
for any surgeries and treatments
Accroche du point fort
Family Discounts
Suite du point fort
from 5% to 15% based on the size of your family
Accroche du point fort
Major health issues covered
Suite du point fort
such as cancer, kidney dialysis and organ transplants
Accroche du point fort
Easy claims process
Suite du point fort
when you use our secure Easy Claim smartphone app

APRIL Hong Kong

What our customers say

  • 4.3/5

    APRIL customers feedback

    Calculated from 1325 submited feedbacks

  • 12 November 2018

    Easy to use

  • 11 November 2018

    je suis satisfaite de la gentillesse ; rapidité et compétence des conseillers ; cordialement *** "

  • 10 November 2018


  • 10 November 2018

    L'assurance couvre une grande diversité de situations. Mais le prix est assez élevé, même pour une petite durée.

  • 9 November 2018

    Il y a trop d'interlocuteurs ou d'interlocutrices différentes sans oublier les réponses automatiques. Par ailleurs, malgré une simplification et une plus grande rapidité par rapport aux années précédentes, la procédure est peu aisée et incertaine. Bien à vous.

  • 9 November 2018

    Du 29 Octobre 2018 1u 06 Novembre 2018, soit un peu moins de 10 jours ! C'est le temps qu'il m'a fallu pour une première adhésion! Entre ces 2 dates pas moins d'une vingtaine de vaines tentatives pour vous joindre et plus de 200 minutes de votre lancinante musique ! Que dire de plus ????

  • 8 November 2018

    J'ai visité plusieurs sites de vos concurrent, y compris vous même, et j'ai reçu plusieurs devis. Vous êtes les seules à avoir fait une étude personnalisée ETUDIANT, avoir intégré la garantie Individuelle Accidents,.De plus, vous avez le meilleur rapport "garantie/ tarif"

  • 8 November 2018

    tres bien